Close term deposit

In addition, in details screen, user has the option to close specific deposits. Each details screen contains a Close deposit/Sell DCD link. Here user can chose a disbursement account, and complete the transfer by signing the transaction with the Token.

The following products can be closed in the Internet Banking application :

  • Term deposit
  • Call deposit
  • Discounted Certificate of Deposit

1. Term deposit closing

In order to close a Term deposit, the user will have to select “Close deposit” in the Term deposit details screen. When closing a Term deposit the user must select a disbursement account for the principle payment. In order to finalize the transaction, the user must enter the digital signature generated by the token code.

Note: penalties will be applied to the interest in case of closing the term deposit before the maturity date.

2. Call deposit closing

In order to close a Call deposit, the user will have to select “Close deposit” in the Call deposit details screen. When closing a Call deposit the user must select a disbursement account for the principle payment. In order to finalize the transaction, the user must enter the digital signature generated by the token code.

Note: penalties will be applied to the interest.

3. Discounted Certificate of Deposit selling

In order to sell DCD`s, the user will have to select “Sell DCD” in DCD details screen. When selling DCD`s the user must select a disbursement account for the principle payment and the numbers of DCD`s which should be sold. In order to finalize the transaction, the user must enter the digital signature generated by the token code.

Note: penalties will be applied in case of selling DCD`s before the maturity date.