Buy products

Buy products:

Products can be open by accessing the “Buy products” zone. The link is present in all the Click 24 Banking BCR screens in the left static menu. Available products for openinig :Current account s in all currencies quoted at BCR and Term deposits, Call deposits,
Discounted Certificates of Deposit (DCD) in RON, USD and EUR.

Current Account Opening (RON and foreign currency) :

In order to open a BCR current account in quoted currencies, the user can access the “Buy products” zone and follow the steps:

- Select “Open Current Account” from the left static menu
- Select the new account currency from the combo box

This operation will be possible only if user does not already own a current account the same currency

Term Deposit Opening:

In order to open a term deposit, the user can access the ”Buy products” zone in the left static menu and “Open Term Deposit” . The user will have to define specific data in order to perform the term deposit opening operation as follows :
- Transfer from account
- Deposit name
- Type of deposit
- Amount
- With/without rollover
- With/without interest capitalization (Disbursement account for interest)
Tranzaction is authorized with a Token code.
 

Call deposit opening :

In order to open a call deposit, the user can access the ”Buy products” zone in the left static menu and “Open Call Deposit” . The user will have to define specific data in order to perform the call deposit opening operation as follows :
- Transfer from account
- Deposit amount
- Disbursement account for principle payment
- Disbursement account for interest (with/without capitalization)
Tranzaction is authorized with a Token code.

Discounted Certificates of Deposit buying :

In order to purchase Discounted Certificates of Deposit, the user can access the ”Buy products” zone in the left static menu and “Buy Discounted Certificate of Deposit” . The user will have to define specific data in order to perform the Discounted Certificate of Deposit purchasing operation as follows :
- Transfer from account
- Number of DCDs
- Quotation (maturity date)
- Disbursement account for principle payment
Tranzaction is authorized with a Token code.